We require a $100 initial deposit to open a checking account and provide imaged checks and statements.

Basic Business Checking

• 150 items per month free (items include deposits, deposited items, checks paid, ACH debit, miscellaneous debits, ACH credits, miscellaneous credits)
  
• Per item fee charged for all items over 150 per month

Business Banking Checking Plus

• 300 items per month free (items include deposits, deposited items, checks paid, ACH debit, miscellaneous debits, ACH credits, miscellaneous credits)
• Per item fee charged for all items over 300 per month
• Minimum daily balance of $5,000 required to avoid a monthly service charge
• Free Value Pack with first check order, or credit equal to Value Pack towards first check order

Analysis Checking

• Online cash management tools available
• An earnings credit is applied to charges and can significantly reduce or eliminate any service fees incurred. The earnings credit is calculated on the average invested balance. Please consult a representative for more details

Business Interest Checking - (for the sole proprietor)

• $2,500 daily balance required to earn interest
• Unlimited check writing
• Complimentary Online Banking and Bill Pay
• Minimum daily balance of $2,500 required to avoid a monthly service charge

Non-Profit Accounts

• For non-profit organizations
• No minimum balance
• No monthly service charge

IOLTA Account

• 200 items per month free (items include deposits, checks paid, ACH debits, miscellaneous debits, ACH credits, miscellaneous credits)
• Minimum daily balance of $1,000 required to avoid a monthly service charge

Business Money Market Account

• Earn higher interest on available funds
• Tiered interest earned for every deposit dollar
• Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle. Fee charged for additional withdrawals.
• Minimum daily balance of $1,000 required to avoid a monthly service charge.

Certificates of Deposit

Certificates of Deposit are available for maturities from three (3) to sixty (60) months. $1,000 minimum opeing deposit required on all CD options. Account subject to penalties for early withdrawal.

Business Lending

Our commitment as a local community bank is to offer convenient access to credit. We offer flexible loan structures whether you are self employed, a new venture or seasoned professional. Please visit with one of our loan officers to customize your lending solution. We offer loans in:

• Commercial Real Estate
• Construction Loans
• Equipment Loans
• Working Capital
• Accounts Receivable and Inventory Financing
• Lines of Credit
• Letters of Credit

Other Valuable Services

• Corporate Credit Cards
• Remote Deposit Capture
• Courier Services
• Wire Transfers
• Merchant Services
• ACH Services