Basic Business Checking

• 150 items per month free (items include deposits, checks paid, ACH debit, miscellaneous debits, ACH credits, miscellaneous credits) $.0.15 per item fee charged for all items over 150 per month.
• Minimum daily balance of $1,000 required to avoid monthly service charge of $15.00

Analysis Checking

• Online cash management tools available
• An earnings credit is applied to charges and can significantly reduce or eliminate any service fees incurred. The earnings credit is calculated on the minimum invested balance. Please consult a representative for more details.

Business Interest Checking - for the sole proprietor

• $2,500 daily balance required to earn interest
• Unlimited check writing
• Complimentary Online Banking and Bill Pay
• Debit Card Available
• Minimum daily balance of $2,500 required to avoid monthly service charge of $15.00

Non-Profit Accounts

For non-profit organizations that provide an invaluable service to our communities, we offer:

• No minimum balance
• No monthly service fee

IOLTA Account

• 200 items per month free (items include deposits, checks paid, ACH debit, miscellaneous debits, ACH credits, miscellaneous credits)
• Minimum daily balance of $1,000 required to avoid monthly service charge of $15.00

Business Money Market Account

• Earn higher interest on available funds
• Tiered interest earned for every deposit dollar
• Minimum daily balance of $1,000 required to avoid monthly service charge of $10.00
• Transactions to third parties or preauthorized transfers are limited to six (6) per statement cycle, of which only three (3) may be made by check or draft. $3.00 per item fee will be charged for additional withdrawals.

Certificates of Deposit

Certificates of Deposit are available for maturities from:

• Three (3) to sixty (60) months.
• $1,000 minimum required to open a CD. Account subject to penalties for early withdrawal.

Business Lending

Our commitment as a local community bank is to offer convenient access to credit. We offer flexible loan structures whether you are self employed, a new venture or seasoned professional. Please visit with one of our loan officers to customize your lending solution.

We offer custom loans in:

• Commercial Real Estate
• Construction Loans
• Equipment Loans
• Acquisition and Development Loans
• Lines of Credit
• Letters of Credit

Other Valuable Services

• Corporate Credit Cards
• Depository for Taxes
• Courier Services
• Wire Transfers
• Merchant Services