Personal Banking


Whether your banking needs require high interest, convenient services without charges, or just that good old fashioned personal service, welcome to your bank – Columbus Community Bank.

All of our accounts require $100 initial deposit to open an account.

Basic Checking:

  • No monthly service charge
  • Unlimited check writing
  • Eight (8) ATM withdrawals fees refunded per statement cycle, on fees charged at non CCB ATM's
  • Complimentary Online Banking and Bill Pay
  • Debit Card available

Interest Checking:

  • $500 daily balance required to earn interest
  • Minimum daily balance of $500 required to avoid a monthly service charge
  • Unlimited check writing
  • Eight (8) ATM withdrawals fees refunded per statement cycle, on fees charged at non CCB ATM's
  • Complimentary Online Banking and Bill Pay
  • Debit Card available

Seniors and Military

  • Must be 55+ or military to qualify
  • No minimum balance required to earn interest
  • Earn additional interest
  • No monthly service charge
  • Unlimited check writing
  • Eight (8) ATM withdrawals fees refunded per statement cycle, on fees charged at non CCB ATM's
  • Complimentary Online Banking and Bill Pay
  • Debit Card available
  • Free standard checks and notary service
  • Discounted 1st year rates on safe deposit box rentals

VIP/Relationship Account

  • No minimum balance required to earn interest
  • Earn additional interest.
  • Maintain a $15,000 minimum daily balance each month in a combination of checking, NOW, MM, or CD in your business or personal accounts or a minimum $25,000 original balance personal loan to avoid a monthly service charge
  • Unlimited check writing
  • Eight (8) ATM withdrawals fees refunded per statement cycle, on fees charged at non CCB ATM's
  • Complimentary Online Banking and Bill Pay
  • Debit Card available
  • Free standard checks and notary service
  • Discounted 1st year rates on safe deposit box rentals

Personal Savings

  • No monthly service charge
  • No minimum balance required to earn interest
  • Six (6) debits allowed per quarter. Fee charged for additional withdrawals
  • Interest calculated on daily balance and credited quarterly

Event Savings

  • Requires $25 initial deposit to open
  • No minimum balance required to earn interest
  • Minimum daily balance of $10 required to avoid a monthly service charge
  • One (1) withdrawal allowed per quarter. Fee charged for additional withdrawals
  • Interest calculated on daily balance and credited quarterly

Personal Money Market Account

  • Earn higher interest on available funds
  • Tiered interest earned for every deposit dollar
  • Minimum daily balance of $1,000 required to avoid a monthly service charge
  • Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six (6) per monthly statement cycle. Fee charged for additional withdrawals

Certificates of Deposit

Certificates of Deposit are available for maturities from three (3) to sixty (60) months. $1,000 minimum opeing deposit required on all CD options. Account subject to penalties for early withdrawal.

Individual Retirement Accounts

Chose any IRA option from twelve (12) months to sixty (60) months; Traditional or Roth. $1,000 minimum opeing deposit required on all IRA options. A substantial interest penalty applies for early withdrawals from an IRA.

Personal Lending

Visit one of our representatives who can provide you with solutions for your personal goals.

  • Mortgage Loans
  • Home Equity lines of Credit
  • Consumer Loans
  • Personal Flexible Financing