Personal Banking


Whether your banking needs require high interest, convenient services without charges, or just that good old fashioned personal service, welcome to your bank – Columbus Community Bank.

All of our accounts require $100 initial deposit to open an account and provide imaged checks and statements.

Basic Checking:

  • No minimum balance required
  • No monthly service charge
  • Unlimited check writing
  • Eight (8) free ATM withdrawals allowed per month at non CCB ATM's. $2.00 fee per withdrawal in excess of eight.
  • Complimentary Online Banking and Bill Pay
  • Debit Card Available

Interest Checking:

  • $500 daily balance required to earn interest
  • Unlimited check writing
  • Eight (8) free ATM withdrawals allowed per month at non CCB ATM's. $2.00 fee per withdrawal in excess of eight.
  • Complimentary Online Banking and Bill Pay
  • Debit Card Available
  • Minimum daily balance of $500 required to avoid monthly service charge of $10.00

Interest Checking Plus:

  • Tiered interest earned for every deposit dollar
  • Unlimited check writing
  • Eight (8) free ATM withdrawals allowed per month at non CCB ATM's. $2.00 fee per withdrawal in excess of eight.
  • Complimentary Online Banking and Bill Pay
  • Debit Card Available
  • Seniors and Retired Military earn an additional 10 basis points on tiered interest
  • Minimum daily balance of $1,000 required to avoid monthly service charge of $10.00

Seniors and Retired Military

  • Tiered interest earned for every deposit dollar
  • Earn an additional 10 basis points on tiered interest
  • Unlimited check writing
  • Eight (8) free ATM withdrawals allowed per month at non CCB ATM's. $2.00 fee per withdrawal in excess of eight.
  • Complimentary Online Banking and Bill Pay
  • Debit Card Available
  • Minimum daily balance of $1,000 required to avoid monthly service charge of $10.00
  • Must be 55+ or retired military to qualify

VIP/Relationship Account

  • Maintain a $15,000 minimum daily balance each month in any combination of checking, NOW, MM, or CD in your business or personal accounts or a personal loan of an orginal balance of $25,000
  • Tiered interest earned for every deposit dollar
  • Earn an additional 20 basis points on tiered interest
  • Unlimited check writing
  • Eight (8) free ATM withdrawals allowed per month at non CCB ATM's. $2.00 fee per withdrawal in excess of eight.
  • Complimentary Online Banking and Bill Pay
  • Debit Card Available
  • Free Standard checks and notary services
  • Minimum daily balance of $15,000 required in combination of accounts to avoid monthly service fee of $10 and loss of additional 20 basis point of interest.

Personal Savings

  • No minimum balance required to earn interest
  • 6 debits per quarter
  • Interest calculated on daily balance and credited quarterly. $3.00 per item fee charged for additional withdrawals.

Personal Money Market Account

  • Earn higher interest on available funds
  • Tiered interest earned for every deposit dollar
  • Minimum daily balance of $1,000 required to avoid monthly service charge of $10.00
  • Transactions to third parties or preauthorized transfers are limited to six (6) per statement cycle, of which only three (3) may be made by check or draft. Per item fee will be charged for additional withdrawals.

Certificates of Deposit

Certificates of Deposit are available for maturities from:

  • Three (3) to sixty (60) months.
  • $1,000 minimum required to open a CD.
  • Account subject to penalties for early withdrawal.

Individual Retirement Accounts

Choose any IRA option from six (6) months to sixty (60) months; Traditional, Roth or Educational. $1,000.00 minimum opening deposit on all IRA options. A substantial interest penalty applies for early withdrawals from an IRA.

PERSONAL LENDING

Visit with one of our representatives who can provide you with solutions for your personal goals.

  • Mortgage Loans
  • Home Equity Lines of Credit\Consumer Loans
  • Personal Flexible Financing